An AI-powered command center for commercial credit review — policy-grounded findings, covenant intelligence, and defensible governance, all in one immersive platform.
From intake to decision, every module is engineered for speed, rigor, and auditable confidence.
Autonomous first-pass analysis of financials, ratios, and narrative — surfacing findings with confidence scores in seconds.
Every finding is cited to your actual credit policy clauses via a deterministic BM25 retrieval engine — no hallucinations.
Track financial and reporting covenants, test schedules, and precedent conditions with automated breach detection.
Firmwide exposure limits across business unit, industry, and risk grade with live utilization and breach alerts.
Full evaluation dashboard: acceptance rates, latency, token cost, and model registry for defensible oversight.
Define deterministic credit rules that generate findings automatically — augmenting the AI with your own thresholds.
Create a case, load financials and documents. The platform structures obligor data instantly.
The engine evaluates the credit against policy and rules, producing cited findings and a draft memo.
Analysts accept, reject, or adjust each finding. The assistant answers case-specific questions on demand.
Finalize the memo, set ratings and covenants, and capture an immutable audit trail for every action.
Portfolio-wide governance, concentration limits, workload allocation, and approval authority in one command center.
Run reviews, draft memos, disposition findings, and manage covenants with an AI co-pilot at every step.
Stay ahead of covenant tests, condition deadlines, and rating migrations across the live book.
Sign in to explore the full platform with pre-loaded demo cases across every case type.